Anyone can run a dispute app. Few can be trusted, certified, and accountable. Our all-video training takes you from the fundamentals to a board-style credential — and lists you in a public directory consumers can verify. Learn the craft, earn the credential, and stand on the right side of an industry crowded with quick-fix apps and bad actors.
Founded in 2008 by the author of the first published credit-repair book · 100% online · learn at your pace
A quick look at the credential, the mission, and who it's for.
Credit Consultants Association was created in 2008 for one reason: too many unscrupulous operators were preying on people who just needed honest help. Today that mission means something new — AI apps can generate disputes in seconds, but they can't exercise judgment, stay compliant, or stand behind the outcome. That is the work of a certified, verifiable human, and it is exactly what a CCA credential proves.
This is designed for people who want to do the work — start a practice, add credit services to an existing business, or turn hard-won knowledge into a recognized credential.
A board-style certification you earn by passing an exam — proof of knowledge, not just attendance.
Your name in a public directory clients, partners, and employers can check in seconds.
The laws, boundaries, and documentation habits that keep your work honest and defensible.
Stack AI, background-verification, and business-credit tracks to separate yourself from the crowd.
Every lesson is video-based and self-paced. Watch on any device, rewind anything, and move at your own speed — no cohorts, no deadlines. A watermarked digital manual backs up the video for study and client-ready reference.
How the industry fits together, what consumers actually need, and how to position yourself as a professional — not a quick-fix pitch.
Reading a file end-to-end, tradelines and inquiries, score factors, and explaining outcomes in plain language clients can act on.
Why ethics and federal/state frameworks matter, and how to stay inside honest, defensible work.
Organizing evidence, communicating with bureaus and furnishers, and building a case file you'd show a regulator.
Realistic timelines, honest promises, pricing and agreements without hype, and earning referrals through results.
Website and social basics, testimonials done right, and messaging that matches how you actually work.
Workflows, records, communication cadence, and habits that scale from your first client to a full book of business.
The pledge to do no harm to the public, transparency about limits, and what it means to represent CCA in the marketplace.
Where AI helps, where it fails, and how to verify and approve its output before anything reaches a client or a bureau.
Earn your core credential first, then add the advanced tracks as you grow. One association, one directory, one legible ladder consumers can understand.
Your foundational credential and the anchor of everything that follows. Master the laws, compliance, and client-ready practice.
The score specialty that pairs with your BCCC — go deep on FICO and how scores actually behave.
Prove you can direct, verify, and approve AI in credit work. Explore at caicp.org →
Add optional background-verification and earn a vetted designation displayed alongside your certification.
Extend into business credit and serve companies, not just consumers. Vetting required.
Every module delivered as professional video you can watch, rewind, and revisit on any device, at your pace.
Your watermarked CCA reference manual — personalized with your name and certification number.
Four attempts included. Your credential reflects demonstrated knowledge, not attendance alone.
A professionally designed certificate with your name, number, and the Credit Consultants Association seal.
Your name, city, and certification on the searchable app.ccasite.org directory — instantly verifiable.
Active standing in the profession's association, ongoing access to updated materials, and a credential kept current.
Not a here-today course — a trade association with a founding mission and years of standing.
Room to demonstrate what you've learned — your enrollment includes multiple attempts to pass.
Anyone can confirm your credential in our directory — the opposite of a wall-hanging certificate no one can check.
“[Add a real member testimonial here — one or two sentences on how the certification helped them start or grow their credit practice.]”
— Member name, City · CCA CertifiedCompare tiers, add-ons, and stackable credentials — then complete your enrollment securely on our Certifications page.
Secure checkout after you create an account — digital certification, optional software, or shipped materials.
Consumers, employers, and referral partners use our public directory to confirm a professional's active certification, renewal status, and background-verified standing — so your credential is more than a line on a resume.
CCA was built to clean up an industry crowded with bad actors — and to give people a way to find someone they can rely on. Get the training, the credential, and the public verification that put you on the right side of that line.
Get certified todayPackages and secure checkout are on the Certifications page after you create an account.
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